Cut-Off Times
The following table details the cut-off times in CET/CEST.
This is the time by which a payment needs to be successfully initiated for same-day execution.
Same-Day Payment Processing for Bulk/API Transactions
If initiated before cut-off, funds will be debited from your account with same-day value. Same-day execution may not be met for payments held up for any compliance, lack of funds or other internal policy reasons.
Please speak to your Client Services officer to discuss cut-offs for payments submitted by bulk file upload or via API.
Incoming and internal payment processing stops at 17:00 CET/CEST.
To view currency’s holiday calendar please select the year below.
| Currency | Cut-off (CET) | Currency category |
 CHF - Local
|
16:15 | 1 |
| Currency | Cut-off (CET) | Currency category |
 AED - Cross-border
|
10:30 | 3 |
 AUD*- Cross-border
|
17:00 | 1 |
|
AUD* – BECS (Batch)***
|
09:00 | 1 |
|
AUD* – NPP (Instant)***
|
24/7 | 1 |
 CAD - Cross-border
|
17:00 | 1 |
|
CHF - Cross-border
|
12:30 | 1 |
|
CHF - Local
|
12:30 | 1 |
 CNH - Cross-border
|
06:45 | 3 |
 CZK - Cross-border
|
10:00 | 3 |
|
CZK - Local
|
12:00 | 3 |
 DKK - Cross-border
|
12:30 | 2 |
|
DKK - Local
|
11:30 | 2 |
|
DKK - Kronos2
|
16:00 | 2 |
 EUR - Cross-border
|
16:00 | 1 |
|
EUR - SEPA SCT
|
14:00 | 1 |
|
EUR - SEPA INSTANT (TIPS)
|
24/7 | 1 |
|
EUR - TARGET 2 RTGS
|
16:15 | 1 |
 GBP - Cross-border
|
17:45 | 1 |
|
GBP - CHAPS RTGS
|
17:45 | 1 |
 GBP - Local (Faster Payments)
|
24/7 | 1 |
 HKD- Cross-border
|
09:00 | 3 |
 HUF - Cross-border
|
14:00 | 3 |
|
HUF - Local
|
13:15 | 3 |
|
HUF - VIBER RTGS
|
16:15 | 3 |
 ILS - Cross-border
|
12:00 | 3 |
 JPY*- Cross-border
|
17:00 | 1 |
 MXN - Cross-border
|
16:30 | 3 |
 NOK - Cross border
|
14:30 | 2 |
|
NOK - Local
|
11:30 | 2 |
 NZD*- Cross-border
|
17:00 | 1 |
 PLN - Cross-border
|
11:45 | 3 |
|
PLN - Local**
|
11:45 | 3 |
 RON - Cross-border
|
11:30 | 3 |
|
RON - Local
|
12:15 | 3 |
 SAR - Cross-border
|
08:00 | 3 |
 SEK - Cross-border
|
15:00 | 2 |
|
SEK - Local (Batch)
|
12:00 | 2 |
 SEK - RIX RTGS
|
16:15 | 2 |
|
SEK - RIX INSTANT
|
24/7 | 2 |
 SGD* - Cross-border
|
18:30 | 3 |
|
SGD* - Local
|
18:30 | 3 |
 TRY - Cross-border
|
10:00 | 3 |
 USD - Cross-border
|
18:30 | 1 |
 ZAR - Cross-border
|
09:30 | 3 |
* These currencies will be forwarded to our correspondents with value date D+1
** Landing fees may apply for PLN – Local
*** AUD local services are offered by BC Payments Australia Pty Ltd
Please note that payments will not be processed on public holidays.
